๐๐๐๐จ ๐๐ง๐ฉ๐๐๐ก๐ ๐๐ค๐ฃ๐ฉ๐๐๐ฃ๐จ ๐๐ฃ ๐๐๐๐๐ก๐๐๐ฉ๐ ๐ก๐๐ฃ๐ . ๐๐ ๐ฎ๐ค๐ช ๐ช๐จ๐ ๐๐ฉ ๐ฉ๐ค ๐จ๐๐๐ฃ ๐ช๐ฅ, ๐ฎ๐ค๐ช’๐ก๐ก ๐๐๐ฉ ยฃ5 ๐๐ฃ๐ ๐พ๐ฌ๐ข๐๐ง๐๐ฃ ๐๐๐๐ ๐ฌ๐๐ก๐ก ๐ง๐๐๐๐๐ซ๐ ๐ ๐จ๐ข๐๐ก๐ก ๐๐ง๐๐๐๐ฉ ๐ค๐ฃ ๐๐ฅ๐ง๐๐ซ๐.
Do you make extra payments on your mortgage? Probably not. Most people don’t have spare cash after paying for everyday things. Sprive is a simple app that helps you make small extra mortgage payments while you shop.
I’ve used it for about six months. Sprive works with about 60 stores, including B&M, Asda, Morrisons, Argos, Matalan, Screwfix, Harvester, and B&Q. It’s easy. You buy a voucher for a store, and get a small percentage back in commission. This cashback goes straight towards your mortgage.
For example, every month I buy a ยฃ100 Morrisons voucher and get ยฃ2.50 back. The voucher shows up on the app, and I send a screenshot to my wife. We then use it like normal money when we shop at Morrisons until it’s all used up.
ยฃ2.50 might not seem like much, but the app shows you how much interest you’ll save over the life of your mortgage (you enter your mortgage details when you sign up). It’s surprising and shows how little payments really do add up.
Different stores give different amounts of cashback. For example, Asda gives 2.5%, Harvester gives 11%, and New Look gives 7%. The trick is to shop as normal. It doesn’t cost you anything extra, and you’re reducing your mortgage, which means less interest in the long run.
A few months ago, we spent about ยฃ250 at IKEA Cardiff. As we shopped, I added up the cost of everything, and at the checkout, I used Sprive to buy a voucher for that amount. Yes, I’m that sort of person! For a few minutes on my phone, we got ยฃ7.50 towards our mortgage and immediately saw how much interest we’d save.
Download Sprive and earn ยฃ5
Sprive is free to download and it helps you put spare cash towards your mortgage so you can pay it off faster and save interest. Complete sign up with this Sprive link using my code O0OEQNY1 and get ยฃ5 towards your mortgage.